Gary Karlowsky

My name is Gary Karlowsky, I am a 75 year old farmer who never owned a computer or traded stocks. I hired a broker to look after my portfolio, who said he would make a return of 7-15%. At the end of the year it turned out to be only 4%, no better than or even less that I could have gotten at the Credit Union. I fired him and took this course in the fall of 2005. I was supposed to paper trade; being inept I couldn’t find any one who would trade paper.
In January 2006, I started trading shares with some help from Bert and my computer wise son, I was able to cope. I have had some down trades, but most of the time they had come back. They say the game is not over till the fat lady sings, when you cash in your chips.
To date I am making a return of 35%. It has become my main source of income. I am now able to subsidize my farming operations when returns from farming are lagging. I have updated my two old combines for two new ones. Rather than pay cash for them, I borrowed the money at 5.5% and left my money intact to earn 35%. In essence, the combines will cost me nothing.
The participants taking this course should be very grateful to Jonathon and Bert for presenting this course. They really don’t have to do it, but I think they do it out of the goodness in their hearts. They have given us a wealth of knowledge in trading stocks, and it is from this wealth and knowledge, one can create financial wealth. The ones who take the course are the real winners.
Thank you Jonathan and Bert
P.S. Dec 1, 2007 my return is 74%